The Retirement System We Should Have
Clear FInancial was able to participate to a USA Today story on the changing retirement landscape. MyRA's, state sponsored 401(k)'s,...
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Jul 23, 2021
The Opportunity Cost of Saving to a 401(k) Can Be Millions
The following blog was written by Robert Schmansky, CFP(r) and originally published by Forbes. One of the reasons that very few...
Jul 23, 2021
Four Reasons to Not Invest in Your 401(k) (or 403(b), TSP, or other employer-sponsored retirement pl
The following article was originally published at Forbes on 12/22/14. By Robert Schmansky, CFP® A rule of thumb that savers are often...
Jul 23, 2021
Is it worth it to contribute over the 401k match? If it is not, what alternatives should I be lookin
There are three factors I look for in determining where to save: 1) Fees. The higher the fees, the less attractive a match will be over...
Jul 23, 2021
Approximately what percentage of my pay, pre-tax and post-tax, should I be investing for my retireme
Great question, this is an area I really enjoy making sure people get off saving on the right path. Your question involves a number of...
Jul 23, 2021
Can I keep my 401K invested with my old employer and start a Simple IRA with my new employer without
You can always keep your 401(k), as long as the amount is above the legal amount that the employer is allowed to move people out. You may...
Jul 23, 2021
The Coming 401(k) Lawsuits
The following was originally published by Robert Schmansky at Forbes: According to Investment News, a lawsuit filed earlier this month...
Jul 23, 2021
How to Maximize Roth IRA Conversions
One of the most important aspects of retirement planning that often goes ignored is the structure of investment accounts. Investors are...
Jul 23, 2021
Where should I save for retirement after my 401(k), 403(b) or employer plan?
First off, if this situation applies to you then let me say… “Congratulations!” You’re doing a great job of saving for your future, and...
Jul 23, 2021
When Not to Rollover Your 401(k) or 403(b)
The financial industry wants to make sure you are fully aware you left something behind at your old employer. That retirement account...
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